Payouts allow you transfer funds to third parties from your own accounts. Currently, our system supports Original Credit Transactions (OCT) via cards only, though we will be adding support for additional instruments and payout use-cases in the near future.

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Creating a payout

To create a new payout, the following details need to be provided.
  • The amount & currency to pay out to the recipient
  • The card instrument to pay out to; this can be either a stored card or inline card details
  • The ID of the payment service to process the request via
  • The buyer (recipient) details in the form of an inline buyer record, or the ID/external identifier of a stored buyer.
{
    "amount": 20000,
    "currency": "AUD",
    "payment_service_id": "30dd07ba-2b26-4d56-82cb-6b34c827b3d4",
    "buyer": {
        "display_name": "John Smith",
        "billing_details": {
            "first_name": "John",
            "last_name": "Smith",
            "email_address": "john@example.com",
            "address": {
                "postal_code": "789123",
            }
        }
    },
    "payment_method": {
        "method": "card",
        "number": "4242424242424242",
        "expiration_date": "01/30"
    }
}

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Stored buyer or payment method

You can replace the buyer object with a previously stored buyer using either our buyer_id or your own buyer_external_identifier. Likewise, you can use a previously stored payment method: 
{
    "amount": 20000,
    "currency": "AUD",
    "payment_service_id": "30dd07ba-2b26-4d56-82cb-6b34c827b3d4",
    "buyer_id": "16727c7c-8ba2-4391-b4f8-7bddfa2f298c"
    "payment_method": {
        "method": "id",
        "id": "b6c67478-5b17-4110-ba2e-eb98790aad4f"
    }
}

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Limitations

A few limitations can be expected when making payouts.
  • Some payment services may have strict requirements for the buyer billing details passed as part of the request. Please see your PSPs developer documentation for more details.
  • Some payment services may require payouts to be explicitly enabled. Please contact your PSPs support team for more details.
  • Some payment services may require additional fields to be supplied that are specific to that integration. For this we have introduced the connection_options object in our API. Please see the API specification for more details.