The final step is to use the card data stored using Secure Fields to either create a transaction or store a card on file for later use.

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Create a transaction

Card data stored in a checkout session can be used to create a transaction.

The returned transaction includes details about the payment method used, and the status of the transaction.

{
  "type": "transaction",
  "id": "fe26475d-ec3e-4884-9553-f7356683f7f9",
  "status": "authentication_succeeded",
  "amount": 1299,
  "currency": "AUD",
  "payment_method": {
    "type": "payment-method",
    "id": "77a76f7e-d2de-4bbc-ada9-d6a0015e6bd5",
    "method": "card",
    "scheme": "visa",
    "expiration_date": "07/24",
    ...
  },
  ...
}

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Store a card for later use

Card data in a checkout session can also be used to create a stored payment method that can be used later.

This will delete the security_code from the vault and any transaction created later will require the code to be requested again.

The returned payment method includes details about the card used, and ID of the payment method can be used to create a transaction at a later point.

{
    "type": "payment-method",
    "id": "77a76f7e-d2de-4bbc-ada9-d6a0015e6bd5",
    "method": "card",
    "scheme": "visa",
    "expiration_date": "07/24",
    ...
}

Checkout session expiry

A checkout session is only valid for one hour. This means that the checkout session needs to be used to create a transaction before that time.

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3-D Secure

3-D Secure can be used in conjunction with Secure Fields using our hosted 3DS solution. To enable hosted 3DS, add a redirect_url to the API call to create a transaction, and then redirect the buyer to the approval_url in the response.

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Summary

In this step you:

  • Used the checkout session to create a transaction or store a payment method

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3. Add secure fieldsStored cards