Native 3-D Secure

Native 3-D Secure gives you full control over the authentication experience by building the 3-D Secure challenge UI directly into your app. This approach is ideal for merchants who want a seamless, native experience without redirects or hosted pages. The implementation automatically handles all device fingerprinting requirements, including collecting device IP address, user agent, and other authentication metadata. This ensures full compliance with 3-D Secure specifications without requiring manual fingerprint collection. Native 3-D Secure is available across multiple platforms:

• Web: Using Secure Fields for React or vanilla JavaScript integrations
• iOS: Using the native SDK with Swift
• Android: Using the native SDK with Kotlin

Additionally, Dynamic 3-D Secure can be configured via Flow rules, allowing you to dynamically skip or force 3-D Secure based on anti-fraud decisions, cart items, or other transaction data.

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Prerequisites

Native 3-D Secure requires merchant account-level 3-D Secure configuration to be set up before you begin. This is different from per-connection setup. Gr4vy matches the configuration against the checkout session’s metadata, not the transaction’s. If your configurations use metadata, set the same key-value pairs on the checkout session.

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Integration guides

Choose your platform to get started: